You really can be relieved from debt and its stress!
Call me now: 1-518-581-8600.

Serving Chapter 7 and 13 bankruptcy clients
throughout upstate New York.

For individuals and businesses struggling with unpaid debt, bankruptcy can afford much-need relief. Whether you are experiencing trouble paying your mortgage, car loan or credit card debts, the bankruptcy laws exist to assist you in obtaining a fresh start or crafting a plan to stabilize your economic situation.

In a Chapter 7, also known as liquidation, all unsecured debt is eliminated. A Chapter 13 offers individuals a chance to reorganize their debt through a repayment plan. Debtors usually can keep their home and car, in addition to debt elimination. Debt collection phone calls and harassment end at the moment the bankruptcy is filed, thereby allowing the court to manage all of the creditors and related debt in a smooth and orderly fashion.

I represent consumer and business clients in Chapter 7 and Chapter 13 bankruptcies throughout upstate New York. Debt-related stress is unpleasant and the problems typically will not resolve by themselves. Depending on your individual circumstances, I may be able to help you eliminate:

• Creditor harassment

• Wage garnishments

• Pending foreclosure

• Auto repossession

• Lawsuits

• IRS and state taxes

• School and property taxes

• Credit card debt

• Medical bills

• Stay student loan collection

• Stop the phone calls